In recent years, Nigeria’s FinTech industry has become one of the most vibrant and fast-growing ecosystems in Africa. With innovative financial products, cutting-edge payment solutions, and a youthful tech-driven workforce, Nigerian FinTechs are now attracting global recognition — and they’re hiring more remote software engineers than ever before.
For talented Nigerian developers, this is a golden opportunity to work fully remote for reputable FinTech brands without relocating. Whether you specialize in backend development, frontend frameworks, DevOps, or AI-driven systems, the FinTech sector offers lucrative roles with global exposure, flexible hours, and competitive pay.
This article explores the top Nigerian FinTech companies hiring remote software engineers, the skills required, salary expectations, and how to apply in 2025/2026.
Why FinTech Is the Future for Nigerian Software Engineers
FinTech (Financial Technology) refers to the integration of technology into financial services to improve payment systems, lending, banking, and investments. Nigeria currently leads Africa’s FinTech revolution with platforms like Flutterwave, Paystack, Moniepoint, Carbon, and Kuda Bank driving innovation.
Key Reasons to Consider FinTech Roles
- Remote-friendly work culture: Many FinTech startups are digital-first and allow engineers to work from anywhere.
- Attractive compensation: Software developers earn some of the highest salaries in Nigeria’s tech ecosystem.
- Career growth: Exposure to real-world projects in payments, API systems, and data analytics.
- Global relevance: Nigerian FinTechs often collaborate with international partners.
Top Nigerian FinTechs Hiring Remote Software Engineers (2025/2026)
Let’s explore the leading FinTech firms currently offering remote roles for software engineers.
1. Flutterwave
Overview:
Flutterwave is one of Africa’s largest payment technology companies, offering global payment solutions for businesses. The company frequently hires remote engineers across its API, security, and product teams.
Available Roles:
| Role | Type | Required Skills | Experience |
|---|---|---|---|
| Backend Engineer (Python/Go) | Remote | REST APIs, Go, Python, SQL | 2+ years |
| Frontend Developer | Remote | React.js, TypeScript, UX/UI | 2–4 years |
| DevOps Engineer | Remote | AWS, Docker, Kubernetes | 3+ years |
Estimated Monthly Pay: ₦900,000 – ₦2,000,000
Apply: https://flutterwave.com/careers
2. Moniepoint (Formerly TeamApt)
Overview:
Moniepoint offers business banking and payment infrastructure solutions. It’s a top FinTech that often hires remote developers across Africa.
In-demand Roles:
| Role | Description | Tools/Skills |
|---|---|---|
| Software Engineer | Backend and microservices | Java, Spring Boot, Node.js |
| Site Reliability Engineer | System automation & monitoring | AWS, Terraform, Jenkins |
| Mobile Developer | Flutter/React Native | Android/iOS frameworks |
Salary Range: ₦800,000 – ₦1,800,000 monthly
Apply: https://moniepoint.com/careers
3. Paystack
Overview:
Acquired by Stripe, Paystack is one of Nigeria’s biggest success stories. It offers remote and hybrid roles for engineers passionate about digital payments and scalable systems.
Open Positions:
| Role | Requirements | Location |
|---|---|---|
| Software Engineer (Backend) | Proficiency in PHP, Node.js, or Go | Remote (Nigeria) |
| Infrastructure Engineer | Experience with CI/CD pipelines | Remote |
| Product Engineer | Cross-platform app development | Remote/Hybrid |
Estimated Salary: ₦1,000,000 – ₦2,500,000 monthly
Apply: https://paystack.com/careers
4. Kuda Bank
Overview:
Kuda Bank, the “bank of the free,” is a digital-only bank offering remote-friendly roles, especially in engineering and product management.
Roles Available:
| Role | Description | Experience |
|---|---|---|
| Full-Stack Engineer | Backend (Node.js) + Frontend (React) | 2+ years |
| Data Engineer | Build scalable data pipelines | 3–5 years |
| QA Automation Engineer | Testing and automation frameworks | 2+ years |
Salary Range: ₦700,000 – ₦1,600,000 monthly
Apply: https://kuda.com/careers
5. Carbon (Paylater)
Overview:
Carbon is a consumer credit platform offering financial services through mobile apps. They often recruit engineers remotely across Nigeria.
Hot Openings:
| Role | Description | Tech Stack |
|---|---|---|
| Android Engineer | Mobile app development | Kotlin, Java |
| Backend Engineer | Develop microservices | Python, Flask |
| Security Engineer | Protect APIs and data systems | Cybersecurity tools |
Salary Range: ₦600,000 – ₦1,400,000 monthly
Apply: https://getcarbon.co/careers
6. Interswitch
Overview:
Interswitch is a payment processing pioneer and a major employer of software engineers in Nigeria. While most roles are hybrid, they offer remote positions for senior engineers.
| Role | Skills Needed | Pay Range |
|---|---|---|
| Senior Software Engineer | .NET, C#, SQL | ₦1.2M – ₦2.8M monthly |
| Data Scientist | Python, TensorFlow | ₦900k – ₦2.2M monthly |
Apply: https://www.interswitchgroup.com/careers
Required Skills for Remote Software Engineering Roles
| Skill Category | Example Tools/Technologies |
|---|---|
| Backend Development | Node.js, Python, Java, Go |
| Frontend Development | React.js, Vue.js, Angular |
| DevOps & Cloud | AWS, Azure, Kubernetes, Docker |
| Database Management | PostgreSQL, MongoDB, MySQL |
| Security & API Management | OAuth, JWT, SSL/TLS |
| Soft Skills | Communication, Time Management, Collaboration |
Expected Salaries for Remote FinTech Engineers in Nigeria (2025/2026)
| Experience Level | Average Monthly Pay | Role Example |
|---|---|---|
| Entry Level (0–2 years) | ₦500,000 – ₦900,000 | Junior Developer |
| Mid-Level (2–4 years) | ₦900,000 – ₦1,800,000 | Software Engineer |
| Senior Level (5+ years) | ₦2,000,000 – ₦3,500,000 | Senior/Lead Engineer |
Tip: Remote engineers working for global FinTechs often earn in USD, significantly higher than local pay scales.
How to Apply Successfully
- Research the company’s culture – Understand what they value before applying.
- Optimize your resume for ATS (Applicant Tracking Systems) – Use job-related keywords.
- Build a strong GitHub portfolio – Showcase your projects.
- Prepare for technical interviews – Practice coding challenges on platforms like LeetCode.
- Be time-zone flexible – Global teams often require meeting coordination.
Top Job Boards to Find FinTech Remote Engineering Roles
| Platform | Link | Key Features |
|---|---|---|
| LinkedIn Jobs | https://linkedin.com/jobs | Verified company postings |
| MyJobMag | https://www.myjobmag.com | Local Nigerian listings |
| RemoteOK | https://remoteok.com | Global remote tech jobs |
| Indeed Nigeria | https://ng.indeed.com | Trusted job search engine |
| Wellfound (AngelList) | https://wellfound.com | Startups hiring remotely |
Frequently Asked Questions (FAQs)
1. Do Nigerian FinTechs really offer remote jobs?
Yes. Many FinTechs now adopt hybrid or fully remote work systems, especially for engineering roles.
2. Do remote engineers earn as much as onsite staff?
Yes, and in many cases, remote engineers earn more — especially when hired for global-facing projects.
3. Can fresh graduates apply?
Yes. Entry-level programs such as Moniepoint’s or Flutterwave’s internship programs welcome recent graduates with technical skills.
4. What degrees are needed for software engineering roles?
Computer Science, Software Engineering, or related technical fields. However, solid coding skills and certifications can sometimes substitute formal degrees.
5. How do I stand out in my application?
Highlight problem-solving projects, team collaboration, and open-source contributions.
Summary
The Nigerian FinTech sector is booming — and the demand for remote software engineers continues to rise. Companies like Flutterwave, Paystack, Moniepoint, and Kuda are redefining digital banking while offering young Nigerians a chance to work globally from home.
If you have solid programming skills, an eye for innovation, and a passion for digital finance, this is your moment to build a career that’s both flexible and financially rewarding.
Visit the official career pages of these FinTech companies today and submit your application before roles close in 2025/2026.